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best income protection insurance australia What is income protection? 

Income protection is designed as a safety net to secure your family’s lifestyle if you ever get injured or sick and unable to work.

Recovery from an injury or serious illness can take months. In the meantime, your financial obligations can cause a hardship if you are not receiving your usual salary. With income protection insurance, you can concentrate on getting well enough to get back to work without worrying about your family’s welfare and how to pay the bills.

All Australians who are dependent on their monthly income should have income protection insurance. It can provide cover for up to 75% of your monthly salary and a choice of 1 or 2 years benefit period. No medical tests are required to get coverage and you can get it instantly.
The most important reason for obtaining income protection insurance is for financial security if you are unable to work due to an accident or illness. Imagine what would happen if you were to stop working for 6 or 8 months due to an accident. Your mortgage, medical expenses, and other living expenses could become a big burden to you and your family. Your health insurance will only cover some of your medical expenses but will not provide a steady source of income during your period of unemployment.

Income protection cover pays monthly benefits in case of sickness, accident or injury which can be used to meet your financial obligations.

The first step is to understand the type of policy, the waiting period and benefit period suitable to your circumstances and how much the premiums cost.

Truck Insurance HQ are market leaders in the truck and transport industry, although we also specialise in all areas of insurance. We can help you with any and all your insurance needs. Go online to request a quote or call our office to speak to our team of insurance specialist on 1300 815 344