Are you worried your construction business will face temporary closure due to unforeseen events that are beyond your control? Let’s face it, there are incidents that happen at the construction site that could lead to an accident to one of your workers or breakdown of your heavy equipment like the road roller. If this happens, it’s a good thing you are aware of the risks you have to deal with and how to manage them without having to close down or stop any construction activity. Below are the following benefits of having a licensed broker on your side.
Professional advice on your choice of protection coverage
One of the many benefits that a licensed insurance broker could offer you is professional advice about choosing the level of protection coverage to add to your road roller insurance policy. Without the presence of a broker, you are left on your own to gather enough information about the various insurance products available in the marketplace which could be not only time consuming but also frustrating and tiring.
Connect you to a top performing insurer
A credible broker with a good number of years in the insurance industry has already established a connection with top performing insurers. If you want to make sure the insurer of your choice has a good reputation, hire a broker to help you find an insurance provider who really values customers.
Prepare the required documents
Buying your first road roller insurance policy may require a lot of paperwork like the documents needed to ensure you are the legal owner of this heavy equipment. When you hire a licensed broker to help you, it’s the full responsibility of this expert to prepare all the documents required to support your insurance application, like proof of ownership of the road roller, the current market value of the unit, reports of your previous insurance claims and any information relating to you such as your full name, age, address and credit score rating.
Do the negotiations
It’s quite difficult to negotiate with an insurer, especially if you aren’t aware of the existing laws that can affect the overall price of your road roller insurance quote. If you decide to hire the professional services of an insurance broker, you have the advantage of having an expert do all the negotiations on your behalf and get the most affordable insurance quote. In fact, if your licensed broker has a closer relationship with an insurer, they might give you a discounted price for your chosen policy.
Assist you when filing an insurance claim
One of the best reasons why busy business owners seek the help of an insurance broker is because this person can really be of service when you need assistance to file an insurance claim. The broker is the very first person whom you should contact when that unforeseen event happens, like a sudden breakdown resulting in a third party’s injury because he or she knows the step-by-step procedure when it comes to filing an insurance claim.
Whatever reasons you have for hiring a broker to help you in your road roller insurance purchase, you can rely on this professional for advice, support and guidance on how you can apply the best practices as part of your risk management.
Truck Insurance HQ are brokers that are highly experienced in the heavy machinery sector and can help you to make sure that you have the best Road Roller Insurance policies in place to protect you and your business. Call us today on 1300 815 344 for an obligation free quote, or request a quote online.