Trailer in Control Insurance

Truck drivers in Australia need to have comprehensive insurance coverage to protect themselves and their cargo. One type of insurance that is often overlooked is “trailer in control” insurance. In this article, we will explain what trailer in control insurance is and why it is important for truck drivers in Australia.

truck trailer in control

What is trailer in control insurance?

Trailer in control insurance is a type of insurance policy that provides coverage for individuals who are driving a trailer that does not belong to them. This insurance policy covers damage to the trailer and any damage caused to other vehicles or property while the trailer is in use. It may also provide coverage for injuries sustained by others in an accident involving the trailer.

Is it essential?

Yes. It is mandatory to have the trailer insurance policy. The good news is most truck insurance policies include this type of cover as an extension of your already existing policy. On average you will generally be protected from $50,000 to $80,000 AUD.

Why is trailer in control insurance important for truck drivers?

Truck drivers in Australia frequently borrow or rent trailers for business use. While their primary insurance policy may cover the truck they are driving, it may not cover the trailer they are pulling. If an accident occurs while the trailer is in use, the truck driver may be liable for damages, which can be costly. Having a trailer in control insurance policy in place can help protect the driver from financial losses.

What types of trailer in control insurance policies are available to me?

You can customize the level of cover you wish to receive for your trailer/non-owned trailer in control.

1 – Third Party Insurance 

This is the most popular form of coverage and protects you in the event of damaging someone else property, such as your non-owned trailer in control.

2 – Fully Comprehensive Insurance 

This level of cover will protect you from all the risks of operating a trailer under your control. Under most policies, you are protected from a variety of threats you could potentially face whilst on the road, including collision/accident, theft, fire, hail, vandalism, and more.

There are different types of policies available for truck drivers in Australia. Some policies may cover only the trailer, while others may provide coverage for the truck and the trailer. It is important to carefully review the terms and conditions of the policy to ensure that it meets your specific needs.

It is important to be aware of the type and extent of coverage provided for a trailer under your control. Because this can make a significant difference in the ease of making claims in the event of an accident. To avoid potential complications, it is advisable to review your current policy carefully and ensure that it provides adequate coverage that meets your specific needs.

Factors to consider when choosing a trailer in control insurance policy

When choosing a trailer in control insurance policy, truck drivers in Australia should consider factors such as the level of coverage provided, the cost of the policy, and the deductible amount. It is important to choose a policy that provides adequate coverage while still being affordable.

With access to over 170 insurers and over 11 years of industry experience, we know how to work magic and customize coverage for what you and your business need.

If you think you deserve better cover at a more affordable price, give us a call at 1300 815 344 or get a free online quote here.⬇️