We protect all your types of commercial trucks and make sure you’re covered with commercial heavy vehicle and truck insurance packages when things do not go to plan.

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We are always here to help you get the best truck insurance quote.

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Types of Truck Insurance

Choose your specially-designed package cover for your truck. Please don’t hesitate to contact us if the specific insurance coverage you need isn’t listed; we’re here to assist you with pleasure.

Public Liability Insurance

Public liability insurance can help defend your business against third-party injuries and property damage claims.

Comprehensive Truck Insurance

Comprehensive Truck Insurance protects your heavy motor vehicles against accidental loss or damage.

Carriers Insurance

Carriers insurance, also referred to as goods in transit insurance can help provide coverage for the goods being carried during transit.

Why Choose Truck Insurance HQ?


Australia-wide coverage

Wherever you are in Australia, we’re here for you. Call 1300-815-344 for a quote, talk to our brokers, or use our online form

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Trucking Experts

Our experienced brokers can help you choose the right insurance package. We adhere to tight rules and consistently provide the best service.

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Your Reliable Partner

Help is available if you run into trouble. Our customer support team is here 365 days a year. We’ve got your back in every situation.


Provide us with a few essential business details, and within minutes, you’ll receive a personalised truck insurance quote tailored to your specific needs. Drive safely with Truck Insurance HQ – we’ve got you covered, no matter when or where you need us.

Making Claim Process

Quick, hassle-free truck accident support: Call, claim, get paid, and get back on the road. We’re with you every step of the way, making your insurance easy and putting you first.

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No Complicated Form

We’ve simplified claims, eliminating paperwork and complexity for a stress-free, efficient compensation process.

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Easy to follow up

Just share the required info; our experts will negotiate and manage your claim with the insurer’s assessors.

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Efficient payment processing

No extra fees, continuous communication, and speedy insurer payments from incident report to settlement.

Based on 30 reviews
Zac Sijacic
Zac Sijacic
These guys are really true professionals in the insurance field. Don't bother wasting your time with other brokers. Highly recommended. Thanks Adam and Samantha for your expertise and many years of excellent service.
A Hudson
A Hudson
Adam from Truck Insurance HQ was the best. Friendly, knowledgeable and followed up with everything he said he would do. I had spoken to other brokers before ringing these buys and their service and experience could not be compared to Truck Insurance HQ - with all honesty. Highly recommended.
Sheik Imtiaz
Sheik Imtiaz
wonderful people to deal with, always willing to work with you. have deal with Mary and Adam. experience within their field is awesome. AAA+
quynh dao
quynh dao
Mr. Adam and his team are the best i've dealt with. Giving lots of advice for my insurance and always available when I need help. Highly recommend !!!
Na Lee
Na Lee
Insurance HQ is the best team ever! fast service and helpful people. They helped me find good insurance for my truck with super good price. They provide prompt support whenever I need it. Will recommend to my friends and relatives. Love you guys!
Thiên Doãn
Thiên Doãn
If you want to find a good broker it should be Truck Insurance HQ. You should get a quote with them, without losing anything but they will help you to compare the price between many reputation companies and then save you hundreds of dollar like me. Appreciate that!
Mỹ Ngân Lục
Mỹ Ngân Lục
So glad to go with truck insurance hq, they are really helpful and patient to explain the coverage for me. Compare the prices among many insurance companies, find me one and save me hundreds of dollar
Mỹ Ngân Lục
Mỹ Ngân Lục
Their blogs are great since they educate me a lot about insurance coverage. The staff also helps me to find the most appropriate coverage from leading insurance companies in Australia. Definitely will come back
Mỹ Ngân Lục
Mỹ Ngân Lục
Informative content, their blogs help me out to understand more about truck insurance coverage. And they did find me one with the right coverage and save me $400
Ross Johnstone
Ross Johnstone
Adam and the team are fantastic to deal with and are very competitive. Good work guys Regards Ross


What is Truck Insurance and Why Do I Need it?

Truck insurance is very similar to car insurance in that there are two components involved: Comprehensive insurance and Third Party Insurance.

  • Comprehensive Insurance is insurance that covers damage done to your own insured truck and covers repairs caused by things that are unexpected such as fire, theft, collision or weather-related events.
  • Third-Party Insurance – This type of insurance covers damage to other people’s vehicles and property. If your truck or machinery is damaged at the same time or in the same event and the accident is your fault then it will not be covered for repairs.

Truck insurance is essential for truck drivers and businesses as it provides financial protection against the risks associated with operating a truck. Accidents can happen at any time, and when they do, the financial consequences can be overwhelming. Having comprehensive trucking coverage is one of the smartest investments for your business. This form of insurance is essential because it addresses the unique risks and challenges linked to operating trucks in a commercial capacity.

It is important to note that the types of truck insurance available may vary depending on the insurance provider and the coverage required. It is recommended to seek professional help on what coverage you need before you get a quote.

What does a Truck Insurance Quote consist of?

At Truck Insurance HQ, we take the hard work out of it. With such a comprehensive range of insurance products and providers available it can be overwhelming to know where to start.

We do the leg work for you and find the most cost-effective insurance product available and tailor this truck insurance solution specifically to your needs to minimise any potential risks to your business now and in the future.

How long does it take to receive my truck insurance quote?

The majority of quotes will be returned within 2-4 hours. However if your quote is more involved, it could take 2-3 days.

I already have insurance and would like to see if I can obtain a better price, how long does this take?

If you currently have insurance in place and wish to remarket that insurance we recommend waiting until 30 days prior to your next renewal date as most insurer’s wont quote more than 30 days out.

We also recommend getting an up to date copy of your claims history for the previous 5 years.

Which types of light trucks can typically be insured under small truck insurance?

Some examples of light trucks that may be covered under small truck insurance include:

  • Isuzu Trucks
  • Hino Trucks
  • Mitsubishi Trucks
  • 2 Tonne Trucks
  • 5 Tonne Trucks
  • Mini Trucks
  • Mini Vans
  • Pick Up Trucks
  • Work Utes
  • Small Refrigerated Trucks

Contact us for assistance if your specific small or light truck model is not listed. We’ll be happy to help determine if coverage is available for your vehicle.

Which types of commercial trucks are commonly insured?

In Australia, some of the common types of commercial trucks that may be insured include:

  1. Straight Trucks: These are box trucks or vans with a single, rigid frame and are used for local or regional deliveries.
  2. Box Trucks: Also known as delivery vans or panel vans, these trucks have an enclosed cargo area for transporting goods.
  3. Heavy Trucks: This is a broad category that can include various types of large commercial vehicles, including heavy-duty trucks used for various purposes.
  4. Semi Trucks: Similar to 18-wheelers, these large trucks consist of a tractor unit and one or more semi-trailers for long-haul transportation.
  5. Tow Trucks: These vehicles are used for towing other vehicles, and they may be insured to cover potential liabilities associated with towing services.
  6. Dump Trucks: These trucks are used for transporting and unloading loose materials, such as dirt, sand, gravel, or construction debris.
  7. Garbage Trucks: These vehicles are used for waste collection and disposal services.
  8. Flatbed Trucks: Flatbed trucks have an open cargo area without sides or a roof, making them suitable for transporting large and oversized loads.
  9. Ice Cream Trucks: These specialised trucks are used for selling ice cream and other frozen treats in certain areas, and they may be insured to cover equipment and inventory.
  10. 18 Wheelers: Also known as tractor-trailers or semis, these large trucks consist of a tractor unit and one or more trailers, making them suitable for long-haul transportation.

The specific insurance coverage and requirements for each type of commercial truck can vary, and business owners or truck operators in Australia should work with insurance providers to tailor their policies to their individual needs. It’s essential to consult with local insurance companies or insurance brokers and understand the specific regulations and requirements that apply in Australia for commercial truck insurance.

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