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Why Choose Us?
98% CUSTOMER SATISFACTION
With thousands of happy customers, we’ve become a trusted name in the insurance industry
AUSTRALIAN WIDE SERVICE
Servicing All of Australia from 8am EST to 5pm AWST. We are never more than a call or a click away
HASSLE-FREE
Wave goodbye to claim headaches. Our experienced brokers will manage your claim ensuring a hassle free process and the best outcome possible for you.
COMPETITIVE PRICING
With access to 130+ reputable insurance companies, we will get the right policy at the best price.
DISCOVER HOW TRUCK INSURANCE HQ CAN HELP
Our industry specialist brokers work with a range of businesses in the transport, earthmoving, construction and farming sectors. Assisting owner operators through to national fleets to ensure they have the right policy to suit their particular requirements.
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Client Satisfaction
Marc Dom2024-03-07Hi everybody, hope you doing well, today I want to express my thank you to Caitlyn Mitchell for all her outstanding job during my new insurance for my last truck purchase, so to conclude if you looking for a company who really give you results you definitely need to talk to Cait and she will put you in the right way.
Zac Sijacic2022-06-01These guys are really true professionals in the insurance field. Don't bother wasting your time with other brokers. Highly recommended. Thanks Adam and Samantha for your expertise and many years of excellent service.
A Hudson2022-05-06Adam from Truck Insurance HQ was the best. Friendly, knowledgeable and followed up with everything he said he would do. I had spoken to other brokers before ringing these buys and their service and experience could not be compared to Truck Insurance HQ - with all honesty. Highly recommended.
Sheik Imtiaz2022-04-12wonderful people to deal with, always willing to work with you. have deal with Mary and Adam. experience within their field is awesome. AAA+
quynh dao2022-04-07Mr. Adam and his team are the best i've dealt with. Giving lots of advice for my insurance and always available when I need help. Highly recommend !!!
Na Lee2022-04-07Insurance HQ is the best team ever! fast service and helpful people. They helped me find good insurance for my truck with super good price. They provide prompt support whenever I need it. Will recommend to my friends and relatives. Love you guys!
Mỹ Ngân Lục2022-03-22So glad to go with truck insurance hq, they are really helpful and patient to explain the coverage for me. Compare the prices among many insurance companies, find me one and save me hundreds of dollar
Mỹ Ngân Lục2022-03-22Their blogs are great since they educate me a lot about insurance coverage. The staff also helps me to find the most appropriate coverage from leading insurance companies in Australia. Definitely will come back
Mỹ Ngân Lục2022-03-22Informative content, their blogs help me out to understand more about truck insurance coverage. And they did find me one with the right coverage and save me $400
Ross Johnstone2022-03-18Adam and the team are fantastic to deal with and are very competitive. Good work guys Regards Ross
Frequently Asked Questions
Commercial Motor Insurance
Covers up to 10 vehicles – ideal for self-employed clients and small to medium-sized businesses, such as electricians, real estate agents, landscape suppliers, traders and local delivery carriers.
What is Truck and Machinery Insurance and Why Do I Need it?
Truck and Machinery insurance is very similar to car insurance in that there are two components involved: Comprehensive insurance and Third Party Insurance.
Comprehensive Insurance is insurance that covers damage done to your own insured truck or machinery and covers repairs caused by things that are unexpected such as faire, theft, collision or weather related events.
Third Party Insurance – This type of insurance covers damage to other people’s vehicles and property. If your truck or machinery is damaged at the same time or in the same event and the accident is your fault then it will not be covered for repairs.
What is Marine Cargo Insurance?
Marine cargo insurance is also referred to as Carriers Insurance and covers the value of goods that are being transported.
What Impacts Your Premium
- Operational Radius
The radius in which the truck will operate or the straight line distance from the base of operations to the furthest destination.
- Freight
What you carry in your truck impacts your premium. If for example you move general freight such as boxes and cartons this will be vastly different to refrigerated goods, livestock or dangerous goods.
- Who Will Be Driving The Truck
When it comes to the person driving the truck we must know if the person is under 25 years of age and also, if they have been licensed to drive a truck for less than 2 years. You will also need to provide information on traffic infringements, loss of license or any criminal convictions.
If you have a fleet of trucks and you are using inexperienced prime mover drivers for example who are transporting dangerous goods, livestock or refrigerated items then the configuration of the trailer and the radius they are travelling is factored in to the quote.
- Years of Experience
Similar to a No Claim Bonus when insuring your car, every year spent without accident a 10% no claim bonus up to a maximum of 50%.
How does truck insurance work?
– To be honest, truck insurance is somewhat versatile. Your insurance provides basic coverage for the following in addition to the costs of repairing your work vehicle and any associated expenses in the event of an accident, breakdown, or theft:
– Complete coverage for all of your work cars’ commercial motor insurance. Under one policy, we’re talking about trucks, trailers, machinery, plants, and equipment. We offer nationwide coverage, ensuring you never have to worry about staying connected no matter where you are.
– Regular payments are provided by Downtime Cover to assist you in meeting your expenses while your car is being repaired. To strengthen your coverage even further, you may choose optional extras like Public & Products Liability, Work Tools Cover, and Goods in Transit Coverage.
What details should I provide in order to receive a truck insurance quote?
– All you need is your vehicle rego, email address, cellphone number, and ABN.
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