Are you scheduled for a one-on-one meeting with an insurance provider? If you don’t want to miss anything important for your contract crane insurance purchase, I suggest you include the following questions on your list.
Question #1 – What type of coverage should I get?
One of the concerns to bring up immediately when you have a private meeting with your chosen insurer is the type of protection coverage you will need for your contract crane insurance. Your insurer is sure to present different levels of protection to match your specific needs and budget. One of the basic types of coverage is professional liability insurance which ideal for individuals engaged in construction projects. This type of insurance provides protection due to any incident where negligence, errors and omissions is the cause of damage while a project is underway. If you are fully covered with contract crane insurance, you are protected from financial losses involving incidents mentioned.
Question #2 – Are there other forms of protection coverage to consider?
Of course the level of protection you may need for your contract crane equipment may vary, as well as the type of construction project you are about to handle. If you are a bit confused about which protection coverage to include in your contract crane insurance policy, the professional services of a licensed insurance broker will come in very handy. Be sure you ask the insurer about what is appropriate include in your coverage as well as any optional coverage so you don’t pay for inclusions which aren’t really vital for your project needs. If you have a licensed broker representing you, request this expert to do a further investigation of your day-to-day activities involving your crane and assess the extent of risks you face.
Questions #3 – What other services will I get from you?
Among the questions that you should ask the insurer regards the other services they can offer you, such as online access to their various insurance products including a contract crane insurance policy. A reliable insurer must be willing to extend additional services where you need it most and give personalised assistance from start to finish, quick processing of insurance claims and advice on how you can lessen the occurrences of potential risks affecting your construction projects.
The final purchase of your contract crane insurance is one of the most challenging decisions in your life and should be taken seriously. Buying your policy can be done directly at the insurer’s business office, or you can hire the services of a licensed broker to carry out all the negotiations for the purchase of your contract crane insurance policy. Wherever you decide to buy your insurance policy, either from the insurer or via the assistance of a broker, I highly recommend you know the exact protection that each proposed contract crane policy provides. You need to know your responsibilities as a policy holder including at the time when without any warning, that unfortunate event occurs.
Truck Insurance HQ are brokers that specialize in heavy machinery insurances. Call today to find out more about your Contract Crane Insurance and to get obligation free quotes on 1300 815 344 or request a quote online.