One of the things that any owner of a Chiller Cargo is afraid of while driving is being involved in a road accident. The following steps are shared to ensure you remain focused while facing the challenging situation of a road accident, regardless of whether it is minor or major case.
Step #1 – Remain calm
Yes, being calm can help you see things clearer after a road accident. If you are the one driving the Chiller Cargo and another vehicle accidentally bumped the rear end of your unit, do you best not to panic. Be sure you check for any potential danger coming your way prior getting off the vehicle. While you have the chance, mentally remember the number plate of the vehicle that caused this collision in the event the driver decides to flee. Don’t forget to call for help or rescue at the soonest possible time.
Step #2 – Check if someone is hurt
If you have a companion with you after the collision, take time to check the wellbeing of the person beside you or the other driver. If no one is badly hurt, get photos of the damage done to your Chiller Cargo so that you can have proof to show when filing a Chiller Cargo insurance claim.
Step #3 – Call your insurer
While waiting for medical assistance or a rescue vehicle from an auto service patrol, call your insurer to notify them about the incident. Why? Taking this action will definitely start the processing of your Chiller Cargo insurance claim. If you are represented by a broker, don’t forget to notify this person immediately so that they can start the paperwork needed when filing the insurance claim.
Step #4 – Safeguard your proof
I know how stressful the day has been, but the moment everything is sorted after the paramedics have given any initial medical support that was necessary, safeguard whatever proof you’ve gathered; photos, names of witnesses and other supporting records required during the filing of your Chiller Cargo insurance claim. If your broker is the one legally acting on your behalf, provide them with copies of these documents, but make sure you also store the original copies in a safe place for quick access when the need arises. Remember, this proof will be used as evidence to show the insurance company that your claim is true.
Unforeseen events can happen anytime without any warning, but if you are fully covered with a dependable chiller cargo insurance policy, you can remain confident as you hit the road doing your daily deliveries. Don’t let a bad incident keep you fearful about what could happen next or limit your business operation, be on guard and stay safe. The best and only weapon you can use to safeguard your business daily earnings is by being wise enough to buy the right insurance coverage that will guarantee your protection against the consequences of these perils while on the road.
Truck Insurance HQ can help you with all aspects of your Chiller Cargo Insurance, from quoting right through to renewals and claims. We are a team of friendly, experienced brokers that are market leaders in the truck and transport industry. Call our office on 1300 815 344 or go online and request a quote.