Courier Insurance: How to Get a Free Quote

Truck Insurance

Courier Insurance BrokerDo you want to know the cost of a comprehensive courier insurance policy? If you don’t have an idea of the price, getting a free quote is now possible through online calculator apps that most online insurers offer their prospective clients. But if you want to get a variety of quotes, below are other options to have direct access to a free quote.

  1. Contact a local insurer

Another option to get a free quote is to contact a local insurer. I suggest you get a list of local insurers and inquire if they can offer you a free quote. Although you might not get it the same day, this option will still give you an idea of how much a basic to comprehensive courier insurance policies cost.

  1. Visit comparison sites

Another option for obtaining an estimate for your preferred courier insurance policy is by visiting comparison sites. You will get an idea of the cost of a courier insurance policy with various levels of protection coverage. Prices will differ from one insurer to another. The advantage of going to comparison sites is it gives you the opportunity to compare cover and also find where your budget fits.

  1. Hire the services of a broker

Among the quickest options to get free quotes without any difficulty is by hiring the services of a broker. An independent broker is usually affiliated to many insurance companies and if you personally don’t have the time, you can depend on the broker to get free quotes for you based on your insurance needs and budget.

What information do you need to provide when getting a free quote?

If you decide to use the online calculator app that online insurers offer to clients, you will be required to disclose the following:

  • Your complete name and address

  • Nature of your business

  • Credit score rating

  • Number of courier vehicles

  • Number of employees hired

  • Risks associated to your business’ operation

How to negotiate a cheaper courier insurance quote

If you are on a tight budget and wish to negotiate a cheaper courier insurance quote, I recommend you apply the following measures and convince the insurer agree to your request:

  • Implement safety practices to ensure the safety of your drivers while on a courier job order.

  • Do regular maintenance checks on vehicles used for your courier business.

  • Observe strict rules in the workplace to assure the safety of hired workers, like putting signage warnings for wet floors to avoid incidents of accidental falls.

  • Get a broker to negotiate for you.

Getting a free quote is just one of the considerations to attend to when buying a courier insurance policy. Once you manage to get a free quote, you can now make plans and check whether you are financially stable enough to fund this type of investment. Remember, the moment you buy the courier insurance policy on a flexible payment scheme you are obliged to pay it diligently to fulfill the insurance premium.

Truck Insurance HQ are leaders in the truck and transport insurance sector and are able to find the right insurance for your busness. Call our specialised insurance brokers today on 1300 815 344 or go online and request a quote.

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