Review insurance for excavators, loaders, dozers and other earthmoving equipment used in civil, construction and contracting work. Cover depends on the equipment, ownership, work type, sites and operating conditions.
Earthmoving equipment insurance is generally arranged around mobile plant and the way it is used. Owned, hired-in and hired-out equipment can create different insurance requirements.
What Can Earthmoving Equipment Insurance Cover?
Depending on the policy, cover may respond to insured physical damage, theft and selected liability exposures. Road use, wet hire, attachments, underground work and other specialised activities may require separate review.
Comprehensive Earthmoving Machinery Insurance
Cover for loss or damage to Insured Property arising out of an Accident or Theft.
Third Party Insurance
Cover for your legal liability for loss or damage to another person’s property.
In some circumstances, it probably covers personal injury to another person..
Other Options
Public Liability Insurance
Cover Third Party’s personal injury and property damage resulting from Your business activities.
Cover legal defense costs, compensation payouts, medical expenses for injured parties, and repair or replacement costs for damaged property.
Carriers Insurance
Cover the cargoes you carry in transit from loss or damage.
Protect your finance against cargo loss or damage, legal liability and ensure business continuity.
Personal Accident & Sickness Insurance
Cover medical expenses, lost income and benefits for disability or death resulting from accident or illnesses.
Provide financial support for medical costs, lost income and disability benefits.
Downtime Insurance
Cover lost income and operational expenses during periods when vehicles are of service due to accidents, breakdowns or other covered events.
Ensure financial stability by compensating for lost income during vehicle repairs or downtime.
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Types of Earthmoving Machinery We Insure
We provide insurance solutions for a wide range of earthmoving machinery, including but not limited to:
ADAM PILE Advisr Insurance Broker Aware Winner | Top Specialist Broker or AR
Looking for something else?
Tractor Insurance
Tractor insurance is designed for tractors used in farming, contracting and other commercial operations. The insurance structure can differ depending on vehicle registration, attachments, work performed and whether the tractor operates on or off public roads.
Food truck insurance is not necessarily one policy. A mobile food business may need commercial motor cover alongside public liability, equipment, property and other business insurance depending on how it operates.
Fleet insurance is designed for businesses operating multiple vehicles. It can bring eligible vehicles under a coordinated arrangement while allowing the insurer to assess the fleet as a whole rather than treating every vehicle as a separate standalone risk.
Crane insurance can involve commercial motor, plant and machinery, liability and other covers depending on the equipment and how it is used. A clear description of the crane and lifting operation helps identify which policies need review.