EARTHMOVING MACHINERY INSURANCE

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What is Earthmoving Machinery Insurance?

It is designed to protect both earthmoving machinery and their operators from various risks. Whether you’re a contractor or manage a fleet, this insurance is essential for safeguarding your assets and finances. Maximise your protection with these select insurance coverages:

What Does Earthmoving Machinery Insurance Include?

Comprehensive Earthmoving Machinery Insurance

  • Cover for loss or damage to Insured Property arising out of an Accident or Theft.

Third Party Insurance

  • Cover for your legal liability for loss or damage to another person’s property.
  • In some circumstances, it probably covers personal injury to another person..

Other Options

Public Liability Insurance

  • Cover Third Party’s personal injury and property damage resulting from Your business activities.
  • Cover legal defense costs, compensation payouts, medical expenses for injured parties, and repair or replacement costs for damaged property.

Carriers Insurance

  • Cover the cargoes you carry in transit from loss or damage.
  • Protect your finance against cargo loss or damage, legal liability and ensure business continuity.

Personal Accident & Sickness Insurance

  • Cover medical expenses, lost income and benefits for disability or death resulting from accident or illnesses.
  • Provide financial support for medical costs, lost income and disability benefits.

Downtime Insurance

  • Cover lost income and operational expenses during periods when vehicles are of service due to accidents, breakdowns or other covered events.
  • Ensure financial stability by compensating for lost income during vehicle repairs or downtime.

Quickly compare your earthmoving machinery insurance quote online and start saving today!


Types of Earthmoving Machinery We Insure

We provide insurance solutions for a wide range of earthmoving machinery, including but not limited to:

Excavators

Bulldozers

Loaders

Graders

Dump trucks

Scrapers

Dump trucks

Bobcats

Rollers

Why Is It Important:

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Financial Security

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Peace of Mind

Long-Term Success

Legal Compliance

Truck Insurance HQ 2023 Top Advisr

ADAM PILE
Advisr Insurance Broker Aware Winner | Top Specialist Broker or AR

Looking for something else?

Trailer Insurance

Commercial Trailer Insurance covers your trailer(s) in the event of physical damage or loss. Liability coverage on trailers is typically limited, as the towing vehicle liability extends to cover damage to third parties as a result of driving related activities. Given the various trailer combinations, it is important to ensure that you have the correct coverage.

Learn more

Livestock Insurance

Livestock insurance is a type of agricultural insurance that provides financial protection for farmers and livestock owners against the loss or damage of their animals due to various risks. It helps mitigate the financial impact of unexpected events that can affect your livestock.

Learn more

Trailer in Control Insurance

(Insurance for Non-owned Trailers)

Non-owned Trailers or Trailers in Control Insurance is an extension of the towing vehicles insurance coverage and not a standalone cover. Typically insurers will provide basic Trailer In Control Liability coverage automatically. This coverage typically extends the policy to include claims involving the trailer for which you are for liable, however, broader comprehensive coverage is also available.

Here are the insurance coverages that matter most:

Learn more

Concrete Truck Insurance

Concrete Truck Insurance is a specialised commercial insurance policy designed specifically for businesses operating and delivering concrete mixer trucks. It provides essential financial protection against a range of risks associated with the operation and transportation of concrete. Given the unique nature of concrete truck operations—where risks can include vehicle collisions, cargo spillage, theft, fire, and environmental liabilities—this insurance is critical for safeguarding business assets and ensuring operational continuity.

Learn more