TRACTOR INSURANCE

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What is Tractor Insurance?

Tractor Insurance is vital for protecting both tractors and their operators during agricultural or commercial work. It covers accidents, theft, damage, and liability problems. Different policies are available to suit various types of tractors and their uses. Getting the right insurance is essential for reducing financial risks and giving peace of mind to tractor owners and operators. Enhance Your Safety with These Important Insurance Policies:

What Does Tractor Insurance Include?

Comprehensive Tractor Insurance

  • Cover for loss or damage to Insured Property arising out of an Accident or Theft.

Third Party Insurance

  • Cover for your legal liability for loss or damage to another person’s property.
  • In some circumstances, it probably covers personal injury to another person.

Other Options

Public Liability Insurance

  • Cover Third Party’s personal injury and property damage resulting from Your business activities.
  • Cover legal defense costs, compensation payouts, medical expenses for injured parties, and repair or replacement costs for damaged property.

Carriers Insurance

  • Cover the cargoes you carry in transit from loss or damage.
  • Protect your finance against cargo loss or damage, legal liability and ensure business continuity.

Personal Accident & Sickness Insurance

  • Cover medical expenses, lost income and benefits for disability or death resulting from accident or illnesses.
  • Provide financial support for medical costs, lost income and disability benefits.

Downtime Insurance

  • Cover lost income and operational expenses during periods when vehicles are of service due to accidents, breakdowns or other covered events.
  • Ensure financial stability by compensating for lost income during vehicle repairs or downtime.

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Types of Tractors We Insure:

Utility Tractors

Row Crop Tractors

Compact Tractors

Sub-Compact Tractors

Specialty Tractors

Utility Vehicles (UTVs)

Why It Is Important:

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Financial Security

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Peace of Mind

Long-Term Success

Legal Compliance

Looking for something else?

Machinery Insurance

Machinery Insurance is typically tailored for businesses that operate by heavy machinery such as construction, and agriculture. It protects machinery and equipment against several risks, such as damage, theft… 

Learn more

Livestock Insurance

Livestock insurance is a type of agricultural insurance that provides financial protection for farmers and livestock owners against the loss or damage of their animals due to various risks. It helps mitigate the financial impact of unexpected events that can affect your livestock.

Learn more

Electric Vehicle Insurance

Electric Vehicle Insurance is a tailored policy that covers the unique risks of electric vehicles. In Australia, reducing carbon emissions is a priority and low emission zones are common; therefore, many businesses are switching to electric fleets. By ensuring your entire electric fleet under one policy, you gain the simplicity of one renewal date and a single premium, making fleet management efficient while supporting a greener future.

Learn more

Trailer in Control Insurance

(Insurance for Non-owned Trailers)

Non-owned Trailers or Trailers in Control Insurance is an extension of the towing vehicles insurance coverage and not a standalone cover. Typically insurers will provide basic Trailer In Control Liability coverage automatically. This coverage typically extends the policy to include claims involving the trailer for which you are for liable, however, broader comprehensive coverage is also available.

Here are the insurance coverages that matter most:

Learn more

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