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Mistakes are bound to happen no matter how picky you are when it comes to choosing your B Double insurance policy. If you don’t want to end up regretful of the choice you made, be aware of these 5 common mistakes at all costs.

a 30 metre red b double trailer

Mistake #1 – Accepting the very first offer you come across

Never commit this mistake of accepting the very first insurance offer you come across from a prospective insurance company. You need to get your broker to get at least 3 reputable insurance companies to prepare a B double trailer insurance quote and compare using factors such as price, the extent of coverage as well as the ongoing support you should receive.

Mistake #2 – Not asking the right questions

Another mistake that first-time buyers of insurance policies commit is not asking the right questions. When you meet with the prospective insurer you bring along a list of possible questions that you feel will choose the appropriate insurance policy to cover your trailer’s protection. Among the frequently asked questions that you can ask without offending the insurer are:

  • How much coverage can I get for my B double trailer?

  • What are the basic requirements to comply with my insurance policy?

  • Are there any terms or conditions of the policy that might mean a claim is declined?

  • Can I change my insurance policy coverage anytime?

  • Will my insurance broker assist me when filing my insurance claim?

Mistake #3 – Not checking on their profile

One of the biggest mistakes of a client on the lookout for a comprehensive B double trailer insurance is taking time to check the prospective insurers/brokers’ profiles. Remember to investigate the background of the insurer/broker about the support given to clients who have purchased insurance policies. Of course, you do not want to be left alone during your most challenging moments of possibly facing court litigation due to a major collision resulting in a third party’s physical injury. Be sure the insurer/broker you are dealing with is legitimate, reliable, and can be there to support you throughout your insurance claim processing.

Mistake #4 – Choosing the basic insurance policy coverage

You need a guide during your insurance purchase to buy an inappropriate insurance policy. If you choose basic coverage over comprehensive insurance, your B double trailer is more exposed to all sorts of unpredictable events. If in doubt about which type of insurance, just ask specialist brokers. They will be able to tell you how to get the best products at the best price.

Mistake #5 – Not mindful of your investment

If you do not mind the cost as long as you have the coverage, this could be your downfall in the future. You need to consider your ability to pay for monthly or annual premiums. So, take advantage of the cooling-off period, and assess if you can pay these monthly obligations. Then, make a final decision on what type of insurance to buy. Remember that you can cancel the policy if you decide that you cannot pay the premium.

Truck Insurance HQ specialises in the truck and transport industry and their team of brokers can assist you with your B Double Trailer insurance. Request a quote online or call our Insurance advisers in the office on 1300 815 344 .