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The Best Farm Insurance for 2021

The Best Farm Insurance for 2021

hobby farm tractor insurance

In the past year or so since COVID-19 has come into our lives, the real estate market in Australia has seen a sharp rise in sales of properties of farms in regional areas. One sub-section of this market has been hobby farming with many city people fed up with the pace of city life and constant lockdowns, and are chowing to move to the country and living off the land.
Often the new hobby farm owner has limited knowledge of farm setup and of how to actually run the farm. Probably one of the many first purchases the new farm owner will make is a hobby farm tractor as he will need that to work the land. Let’s take a quick look at the best tractor for a small farm:

Best small farm tractor Australia

When deciding on the best farm tractor for you, it’s about bang for your buck. Knowing what you want it to do is where to begin, then discussing these requirements with an expert. It’s important to know that all tractors have to sell with a cab protection, so you are guaranteed a level of protection when you purchase a tractor.

If you’re wanting to cultivate the soil and spread fertilizer etc, then you want a full size tractor, full unit construction where the engine, transmission and rear drive train are housed in rugged castings. As you will want to attach farm implements such as a rotary roe PTO or power take off will be important. Some tractors also have a PTO located mid- section for purposes like mid- mounted mower decks.

Tractor Manufacturers

When it comes to tractor manufacturers, there are a few top tier providers in Australian that our farmers have come to trust:

  • John Deere

John Deere is one of a few trusted and most recognized tractor brands in the world, and was founded in 1837 in Illinois USA. What began as a small business making polished-steel plows to now offering a huge range of farm plant and equipment including harvesters, tractors, sprayers and more, John Deere has been a leading brand here in Australia.

  • New Holland

Well- known brand on the global market, New Holland has come a long way since its small town beginnings in New Holland, Pennsylvania, USA.
New Holland farm machinery includes tractors, combine harvesters, balers and mowers.

  • Massey Ferguson

Massey Ferguson was founded in the 1950s with Harry Ferguson, an engineer and one of the key figures behind this leading farm machinery brand, was responsible for coming up with the three-point-linkage system that allowed both tractor and implement to work as an integrated unit. Massey Ferguson tractors have been known and trusted by Australian farmers for generations.

  • Kubota Tractors

Kubota are a Japanese tractor founded in 1890 and they have been established in Australia for approximately 40 years. They stock a wide range of farm tractor equipment, which includes farm tractors, excavators, mowers and more.

Depending on your farm machinery needs you may want a combine harvester or other tractor attachments so once you’ve purchased your machinery then give us a call. Your farm machinery, like any major purchase, needs to be insured so it’s vital to get the right advice and ultimately the right plant and equipment insurance cover. Insurance for farm machinery is an area of expertise for us at Truck Insurance HQ, and we can provide you with farm equipment insurance quotes in no time at all.

You may also have other vehicles on your hobby farm such as trucks for transport of grain or livestock so speak to us today and we can provide you with a farm vehicle quote that’s tailored to your needs.

We have helped many farmers both seasoned and new to the world of farming, by giving good advice on the specific type of machinery and equipment insurance they will see they are protected against the unknown.

To discuss your plant and equipment insurance cover, contact us at 1300 815 344 or online at our Truck Insurance HQ website. You can talk to our experienced brokers who are both experienced and knowledgeable when it comes to plant and equipment insurance.