Trailer in Control Liability Insurance: Do You Need One?

Truck Insurance

Trailer in Control Liability InsuranceDo you own and drive a huge trailer truck for your business? If yes, are you fully covered with a Trailer in Control insurance policy? Driving on the road with this type of commercial vehicle leaves you vulnerable to road accidents or major collisions that could lead to a third party claim. If this happens, it’s an advantage to be covered with a special type of insurance protection to deal with any possible risk that can happen anytime and without warning, such as a disengaged trailer or collision with another truck due to sudden brake failure. If you are still unsure if you really need to be covered with an insurance policy, here are a few facts that will confirm you need to get one as soon as possible.

What should the trailer in control liability insurance cover?

In general, the protection coverage of trailer in control liability insurance includes the following concerns after a road collision with another vehicle:

  • Damage to property

Among the types of protection you can expect to be covered with a trailer in control liability insurance policy is the protection against damage to property of another party. If you are the cause of the collision, your insurance provider will compensate the third party for claims such as compensation for any property loss or damage due to the accident.

  • Physical injury

Another type of protection coverage that must be present in the Trailer in Control liability insurance is physical injury protection. Again, if you are directly involved in a collision where another person is injured due to this mishap, your insurance provider will cover all the expenses filed by the injured party such as medical bills.

  • Legal assistance expenses

If you are facing a complaint from a third party due to a major collision while driving the trailer, expect a lawsuit case to be filed against you. The legal fees can be very costly and if you are fully covered with a comprehensive type of Trailer in Control liability insurance protection policy, your insurer will be there to offer assistance to cover the expenses of the services of a legal representative.

Do I really need trailer in control liability insurance protection coverage?

If you are not sure whether this type of protection coverage is required in your state, it is best you talk with a licensed broker who specialises in commercial trucks and trailers insurance products. Getting professional advice from an expert will save all the trouble of buying a mismatched insurance policy.

Is trailer in control liability insurance policy expensive?

The overall cost of the trailer in control liability insurance policy may depend on the following:

  • Size of the trailer needing to be insured

  • Purpose or general usage of the trailer

  • Driver’s driving record

  • Chosen insurance protection coverage

  • Preferred deductibles

  • Chosen insurance provider

If you really want to get the best Trailer in Control liability insurance quote, get the professional services of a licensed broker and let that expert do all the negotiations until they get the right price.

The friendly team at Truck Insurance HQ are specialists when it comes to the truck and transport industry and are ready to get you Trailer in Control Insurance that suits your needs. Call our team today on 1300 815 344 or go online and request a quote.

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